New
View our new EZLynx integration
Insurance data can be a beast. Let’s tame it together.
We're the easiest way to integrate insurance data from your users without having them leave your own web app.
Our products
Deans & Homer
GEICO
State Farm
Progressive
Lemonade
Liberty Mutual
Renters Policy
H42***********513
Policy active
Access
Obtain limit and coverage details for a particular policy.
Why would I use it?
Tracking & Enforcement
Keep real-time tabs on a customer, vendor, or business partner's insurance to ensure it remains active and automate enforcement actions for lapses.
Insurance Verification
Instantly validate that an insurance policy is active and meets coverage limit and policy feature requirements.
Financial Planning
Incorporate information about insurance products when assessing financial risks and conducting financial planning.
Developer friendly
We do all of the heavy lifting and supply you with the relevant API's to get you the data you need quickly and easily, integrating directly into your existing workflows.
Want to get up and running quickly? Use one of our tried and tested user interfaces, allowing you to communicate with your customer's data securely, within minutes.
Read the docs
<?php
use Covie\SDK\Client;
$sdk = Client::createFromCredentials('client-id', 'client-secret');
$policy = $sdk->policies()->get('po_p7pb776gpyan6mqr');
echo json_encode($policy, JSON_PRETTY_PRINT) . PHP_EOL;
use Covie\SDK\Client;
$sdk = Client::createFromCredentials('client-id', 'client-secret');
$policy = $sdk->policies()->get('po_p7pb776gpyan6mqr');
echo json_encode($policy, JSON_PRETTY_PRINT) . PHP_EOL;
{
"object": "policy",
"term_length": {
"unit": "month",
"value": 6
},
"_links": {
"carrier_logo": {
"href": "http://localhost/v1/provider_logos/progressive.png"
},
"documents": []
},
"id": "po_p7pb776gpyan6mqr",
"carrier": {
"name": "Progressive"
},
"number": "987654321",
"masked_number": "98*****21",
"line": "personal_auto",
"policyholders": [
{
"type": "person",
"name": {
"full": "John Doe"
},
"address": {
"line1": "1200 Any Way",
"line2": "Unit 1337",
"city": "Austin",
"state": "TX",
"postal_code": "78701"
},
"email_addresses": [
{
"address": "johndoe@example.com",
"is_primary": true
}
],
"phone_numbers": [
{
"type": "home",
"number": "+15125551234",
"is_primary": true
}
],
"is_primary": true
},
{
"type": "person",
"name": {
"full": "Jane Doe"
},
"address": {
"line1": "1200 Any Way",
"line2": "Unit 1337",
"city": "Austin",
"state": "TX",
"postal_code": "78701"
},
"email_addresses": [
{
"address": "janedoe@example.com",
"is_primary": true
}
],
"phone_numbers": [
{
"type": "mobile",
"number": "+15125555678",
"is_primary": true
}
],
"is_primary": false
}
],
"status": "active",
"premium": {
"unit": "USD",
"value": 473
},
"link_id": "li_nxugptyzyinbw2lj",
"linked_at": "2022-04-12T16:00:01Z",
"last_synced_at": "202-04-12T16:00:01Z",
"inception_date": "2021-12-18",
"expiration_date": "2022-06-18",
"cancellation_date": null,
"cancellation_reason": null,
"fingerprint": "b744el32uzyhi6wvrwod",
"vehicles": [
{
"vin": "1FMYU93185KB04503",
"make": "FORD",
"model": "ESCAPE",
"year": 2005,
"annual_mileage": null,
"usage": "pleasure",
"ownership": "own",
"drivers": [
{
"name": {
"full": "John Doe"
},
"date_of_birth": null,
"marital_status": "married",
"gender": "male",
"age_licensed": null,
"license_number": "****1234",
"license_state": "TX",
"is_primary": true
},
{
"name": {
"full": "Jane Doe"
},
"date_of_birth": null,
"marital_status": "married",
"gender": "female",
"age_licensed": null,
"license_number": "****9876",
"license_state": "TX",
"is_primary": false
}
],
"garaging_address": null,
"interests": [],
"coverages": {
"property_damage": {
"name": "property_damage",
"limits": {
"occurrence": {
"unit": "USD",
"value": 100007
}
},
"deductible": null,
"premium": null
},
"bodily_injury": {
"name": "bodily_injury",
"limits": {
"occurrence": {
"unit": "USD",
"value": 300007
},
"person": {
"unit": "USD",
"value": 100007
}
},
"deductible": null,
"premium": {
"unit": "USD",
"value": 315
}
},
"underinsured_bodily_injury": {
"name": "underinsured_bodily_injury",
"limits": {
"occurrence": {
"unit": "USD",
"value": 300007
},
"person": {
"unit": "USD",
"value": 100007
}
},
"deductible": null,
"premium": null
},
"uninsured_bodily_injury": {
"name": "uninsured_bodily_injury",
"limits": {
"occurrence": {
"unit": "USD",
"value": 300007
},
"person": {
"unit": "USD",
"value": 100007
}
},
"deductible": null,
"premium": {
"unit": "USD",
"value": 35
}
},
"underinsured_property": {
"name": "underinsured_property",
"limits": {
"occurrence": {
"unit": "USD",
"value": 50007
}
},
"deductible": {
"unit": "USD",
"value": 250
},
"premium": null
},
"uninsured_property": {
"name": "uninsured_property",
"limits": {
"occurrence": {
"unit": "USD",
"value": 50007
}
},
"deductible": {
"unit": "USD",
"value": 250
},
"premium": {
"unit": "USD",
"value": 10
}
},
"personal_injury_protection": {
"name": "personal_injury_protection",
"limits": {
"person": {
"unit": "USD",
"value": 2503
}
},
"deductible": null,
"premium": {
"unit": "USD",
"value": 12
}
},
"comprehensive": {
"name": "comprehensive",
"limits": null,
"deductible": {
"unit": "USD",
"value": 999
},
"premium": {
"unit": "USD",
"value": 16
}
},
"rental_car": {
"name": "rental_car",
"limits": {
"day": {
"unit": "USD",
"value": 40
},
"duration": {
"unit": "day",
"value": 30
}
},
"deductible": null,
"premium": {
"unit": "USD",
"value": 12
}
},
"roadside": {
"name": "roadside",
"limits": null,
"deductible": null,
"premium": {
"unit": "USD",
"value": 9
}
}
},
"discounts": [
{
"code": "loyalty",
"friendly_name": "Continuous Insurance Discount - Gold",
"amount": null
},
{
"code": "accident_free",
"friendly_name": "Five Year Accident Free",
"amount": null
},
{
"code": "homeowner",
"friendly_name": "Homeowner",
"amount": null
},
{
"code": "online",
"friendly_name": "Online Quote",
"amount": null
},
{
"code": "pay_in_full",
"friendly_name": "Paid in Full",
"amount": null
},
{
"code": "paperless_billing",
"friendly_name": "Paperless",
"amount": null
},
{
"code": "safe_driver",
"friendly_name": "Three Year Safe Driving",
"amount": null
}
]
}
]
}Get started today
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